FEATURE	BENEFIT
No insurance premiums to pay!	Save $$$
Maintain control of benefits costs forever!	Save $$$
Available to businesses of any size.	No matter what size your company is, our PHSP is your vehicle to saving $$$.
Plan can be customized to suit each business ideally.	Employer designs the benefit plan for employees - has complete discretion.
Pre-existing medical conditions are not a factor in eligibility.	Individuals with pre-existing conditions are eligible like anyone else.
No age restrictions.	Benefits not “cut off” when you reach that magic golden age.
Virtually all health care expenses are eligible.	Plan coverage suits each person’s individual requirements.
No deductibles or partial refunds of claimed expenses (if plan structured this way).	100% refund of health/dental expenses, (to maximum allowance pre-determined).
Can cover the cost of eye laser surgery, major dental & orthodontics, naturopathic remedies, chiropractics and more... Even cosmetic procedures are eligible expenses.	Considering high-cost procedures becomes a reality.
Claims processing is fast and efficient with full online access available. Direct Deposit available.	Cash back faster and on a tax-free basis!